We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th.
It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance?
Take a good look in the mirror: You are.
The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including:
• Managing Cash Flow When the Cash Isn’t Flowing Your Way
• Getting Real About What You’re Really Earning
• Tools for Getting Out of Debt and Into Financial Security
• Saving Consistently When You Earn Irregularly
• What To Do When a Client’s Check Doesn’t Come In
• Health Savings Accounts and How To Use Them
• Planning for Retirement, Taxes and Dreams—All On Your Own
Author
Joseph D'Agnese
Joseph D’Agnese is a freelance writer who has written for The New York Times, The Wall Street Journal, This Old House, and many other magazines and newspapers. He has been published extensively in Discover, and also in Seed and Wired, and was twice named to the annual anthology, Best American Science Writing. He’s the author of a children’s picture book, Blockhead: The Life of Fibonacci.
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Denise Kiernan
Denise Kiernan is an author, journalist and producer who has worked as a writer for more than 20 years. Her last two books—The Last Castle and The Girls of Atomic City—were both instant New York Times bestsellers in both hardcover and paperback. The Last Castle was a Wall Street Journal bestseller, a finalist for the 2018 Thomas Wolfe Memorial Literary Award, and a finalist for the Southern Book Prize. The Girls of Atomic City was a Los Angeles Times and NPR bestseller, named one of Amazon’s “Top 100 Best Books of 2013,” and has been published in multiple languages. Kiernan has been a featured guest on many radio and television shows, including NPR’s “Weekend Edition,” PBS NewsHour, MSNBC’s Morning Joe and The Daily Show with Jon Stewart.
Learn More about Denise Kiernan